Transparency
Rates, fees, and terms are documented in writing. Every detail is disclosed up-front — no hidden costs or surprise charges.
About GMCC
Trusted homeownership partners across New England — professional, attentive, and bilingual end-to-end service.
Our Story
Rooted in New England, Connected to Every Family Dream
GMCC (General Mortgage Capital Corporation) is a nationwide direct lender in the United States, with full in-house underwriting, funding, and servicing capabilities — licensed in 49 states.
The GMCC Massachusetts Branch sits in the heart of Newton, in the Boston metro region, providing bilingual mortgage advisory services to New England's Chinese-American families. Beyond a complete product lineup and competitive rates, our edge comes from being local — understanding our clients on every dimension, from language and culture to immigration status and overseas asset documentation.
- GMCC direct lender — faster, more flexible underwriting in-house
- A physical Newton office for in-person conversations
- Bilingual advisors who explain every contract clause line by line
- Proactive milestone updates so you never feel left in the dark
Leadership
Loan Advisor: Vivian Wan
Years of dedicated service to Boston-area Chinese families — committed to finding the right loan program for every client.
Vivian Wan · Senior Loan Advisor
NMLS# 337710
Vivian is the Senior Loan Advisor at GMCC Massachusetts Branch, leading mortgage consultation and client services across New England. From first-time homebuyers to entrepreneurs seeking large financing and overseas investors, Vivian helps every client meet their U.S. real-estate goals with professionalism and patience.
For Vivian and our team, a mortgage is never just a number. It is the future of a family, the school district for a child, and a comfortable home for parents. That is why we always commit to:
- Explaining every clause in your preferred language — no questions left unanswered
- Matching you with the right product, not the easiest one to sell
- Communicating proactively at every milestone to ease the wait
- Staying connected after closing to handle refinances and second loans
Our Values
A Client-First Service Philosophy
Every loan is a major decision for a family. Our four core commitments guide how we serve every client.
Expertise
Deep knowledge of 10+ loan product categories. We monitor market shifts and proactively recommend the optimal combination.
Efficiency
Pre-approval letters within 24–48 hours; signature programs close in as little as 10 business days to keep your bidding momentum.
Long-Term Partnership
From first purchase to upsizing to refinance, we walk alongside clients through every stage of their housing-finance journey.